Phone Number: 817-657-4425 - Email:

Credit Lines Program



Dealer Capital offers revolving lines of credit for BHPH auto dealers and auto finance companies secured by their auto receivables:

    • Lines as low as $1 mil with borrowings beginning with a minimum preferred of $500,000. The larger the line size, the more time in business and industry standard systems required. Minimum requirements of good widely known software management system and static pool analysis for lines of $5 mil and larger.
    • Advances ranging from 40% to 70% of principal balance of auto loans.
    • Interest rates vary depending on line size and credit quality of borrower
      • Lines to $5 mil – Prime + 9 points
      • Lines of $5 mil to $20 mil – Prime + 1-3 points
      • Lines of $20 mil + – LIBOR + 1-3 points
    • Financials required: 2 years tax returns, 2 years and YTD P&L’s and Balance Statements and current personal financial statements + 2 years of personal tax returns.
    • Borrower fees range from 2% for small lines and less for larger lines.

Interested in more information on any of our programs and services? Complete our online information request form or call 817-657-4425.

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