Why Choose Dealer Capital

Why Sell Your Accounts To Us?

Here are 10 reasons why you should utilize our services:

1. We represent all of the top banks, finance companies and investors in the buying market, which enables us to get you top dollar on your bulk auto loans.

2. Timely funding is available to meet your immediate cash flow needs.

3. We have no minimum or maximum portfolio restrictions.

4. We have NO vehicle or mileage restrictions and even purchase salvage titles

5. We work with all payment frequencies: monthly, bi-weekly, semi-monthly and weekly.

6. Our professional and courteous staff helps turn your customers into repeat customers.

7. We purchase any auto portfolio from prime to deep subprime (BHPH)

8. We can liquidate your entire portfolio.

9. We offer no recourse programs.

10. Our experienced sales team negotiates on your behalf which equates to higher advances.

Note to Dealers:

As you all know, the buying market has changed drastically over the past year in the subprime automobile industry. The pandemic has led to dealers and lenders alike closing their doors at rates unprecedented rates. We are happy to say, that despite the public perception, we represent lenders and programs that are every bit as aggressive as they were in years past. The more aggressive lenders are tightening up their processes and being more selective on whom they do business with. Here are some recommendations to prepare you for better success when selling your loans:

  • Make sure your customer contact information is updated (most lenders conduct a customer interview on the accounts prior to purchase so this is key to maximizing the number of accounts purchased).
  • Be prepared for a lender visit, especially on a first purchase. Most lenders want to meet who they are doing business with and want a first-hand view of the operation and underwriting practices.
  • Flexibility is key, every dealer wants top dollar for their notes. Dealers who participate in the risk have the best chance of maximizing their advances on bulk purchases in this day and age. Dealers showing flexibility and a willingness to extend recourse or even utilize a recourse reserve, have a greater chance of reaching their target advances.This is not the practice of all lenders, but some of the more aggressive players in the market have taken these steps to reduce their risk.

Interested in more information on any of our programs and services? Complete our online information request form or call 239-320-7686.

Got a question?

We're Your Personal Team of Cash Flow Specialists

Click For Free Quote

We allow you to work directly with the buyer, eliminating the need to utilize the services of a broker or third-party intermediary. When searching for a buyer on the internet, the great majority of the results will lead to a broker website. A broker can bring you value, but in most cases, they offer a very limited and saturated buying network at a hefty cost. Here are some comparisons to show you the benefits of contacting Dealer Capital if you presently or are considering working with a broker.


No Fees

Dealer Capital offers much more than A portfolio Exchange. Allowing us to offer These services for FREE!


1 to 4% Broker Fee

A broker’s services will typically charge a 1 to 4% fee. Even if the buyer is funding This fee, it is always factored into price, which means less money for your loans.

Full Market Exposure

We offer an open exchange, where your deal Is marketed and available to all of our authorized Buyers and investors. More exposure equals More competitive bids.

Limited Exposure

However large a network, brokers are limited to who they know and typically marketed to the buyers that pay them the largest commissions. Most brokers only work with 1-3 finance companies.

Data Expertise

We have an in-depth understanding of each Dealer management system, including pulling Data out and knowing what each field means. This translates to a smoother experience and Faster transaction.

Data and System Inexperience

Most brokers don’t understand the data behind the deal, nor are they familiar with Your system. Their role is usually limited to simply transmitting your file to potential Buyers.

Secure and Compliant

We have implemented industry best Security practices to ensure all of your (and your customer) data is handled with The utmost care and security. The regulatory Environment is tough; we make it simple to Stay compliant.

Plain Text Email

Brokers often times shotgun your data to potential buyers or other brokers via plain text email. When data contains private customer info, this unencrypted practice can bring devastating consequences when Something goes wrong.

Dealer Capital offers an open exchange designed to make selling your auto loans, simple, intuitive and bring you the best possible returns. Listing your deal with Dealer Capital nets you more exposure, leading to more competitive bids, all without a profit-eating broker’s fee. Dealer Capital is FREE to use, contact us today and we will show you a better way to sell!